Which UK lenders are offering the best buy-to-let mortgage rates right now for new purchases?
Quick Answer
As of December 2025, typical BTL mortgage rates range from 5.0-6.5% (2-year fixed) and 5.5-6.0% (5-year fixed). 'Best' is subjective, but mainstream lenders like Santander and specialist lenders often compete closely.
About This Topic
Discover current UK Buy-to-Let mortgage rates (5.0-6.5%) and find the 'best' lenders for your new purchase in December 2025. Learn key criteria beyond just the rate.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework