How are lenders currently viewing 'forced appreciation' for BRRR valuations? Is it still possible to achieve a refi based on post-renovation value, or are they getting much stricter on comparable sales and time held before lending?
Quick Answer
Lenders are increasingly scrutinising 'forced appreciation' for BRRR valuations, often requiring a longer seasoning period or relying more heavily on immediate comparable sales rather than purely post-renovation value, making it harder but not impossible to refinance based on uplifted value.
About This Topic
Understanding how lenders view 'forced appreciation' for BRRR in UK property. Learn about seasoning periods, valuations, and current challenges for refinancing.
This question is part of our Buying Your First Property category, providing expert guidance on UK property investment.
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