What emerging mortgage trends or lending criteria changes for 2026 should UK property investors be aware of based on broker insights?
Quick Answer
In 2026, expect continued high mortgage rates, stringent stress tests, and increasing lender scrutiny on EPC ratings and landlord experience, potentially making finance tougher for new or less experienced investors.
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Discover UK mortgage trends for 2026: high rates, stricter stress tests, EPC focus, and increased scrutiny on landlords. Get prepared for property finance.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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