What changes might later life lending regulations bring for property investors seeking Retirement Interest-Only (RIO) mortgages on investment properties?
Quick Answer
Later life lending primarily focuses on owner-occupier properties, meaning RIO mortgages are generally unavailable for investment properties. Any future regulatory shifts are more likely to tighten affordability criteria for older investors.
About This Topic
Discover why Retirement Interest-Only (RIO) mortgages don't apply to investment properties and how later life lending changes affect older UK property investors.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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