How will new FCA scrutiny on high loan-to-income mortgages impact buy-to-let lending criteria for investors?
Quick Answer
New FCA scrutiny on high loan-to-income (LTI) is for residential mortgages, not buy-to-let, so direct impact on investor lending criteria is limited. BTL assessments focus on rental coverage and portfolio, not personal income.
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This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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