What mortgage products are first-time buyers utilising most, and could this affect future interest rates or lending criteria for property investors?
Quick Answer
First-time buyers are largely opting for fixed-rate mortgages to secure stable payments. This trend may subtly influence future lending criteria and rates for investors as lenders adjust their risk profiles and product offerings across the market.
About This Topic
Discover which mortgage products first-time buyers favour in the UK and how this trend could subtly affect future lending criteria and interest rates for property investors.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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