How do Gen H's new mortgage rates affect my profitability for buy-to-let property investments?
Quick Answer
Gen H's specific rates aren't listed, but generally, higher mortgage rates directly impact BTL profitability by increasing finance costs, potentially pushing properties below stress test thresholds like the typical 125% rental coverage at a 5.5% notional rate.
About This Topic
Discover how rising mortgage rates, including those from Gen H, impact BTL profitability, cash flow, and stress tests for UK property investors. Learn mitigation strategies.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework