How do Halifax's updated rates impact the profitability of new buy-to-let mortgage applications?

Quick Answer

Halifax's new buy-to-let rates, in line with the higher Bank of England base rate and typical market trends, will increase mortgage costs, making it crucial to reassess rental coverage and overall profitability for new applications.

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Learn how Halifax's new buy-to-let mortgage rates affect profitability, stress tests, and cash flow for UK property investors in December 2025.

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