I'm looking to structure a new buy-to-let purchase. Should I buy it personally or through a limited company to minimise stamp duty and future capital gains tax, considering I plan to hold it for 10+ years and eventually pass it to my children?
Quick Answer
For minimising Stamp Duty and Capital Gains Tax (CGT) over the long term, especially with future inheritance in mind, a limited company is generally more tax-efficient for buy-to-let properties in the UK, despite initial setup costs.
About This Topic
Deciding between personal vs. limited company for buy-to-let? Learn UK tax implications for SDLT, CGT, and inheritance, especially for long-term investors.
This question is part of our Buying Your First Property category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework