What's the outlook for mortgage interest rates for property investors following the significant increase in mortgage advances?

Quick Answer

While the Bank of England base rate is currently 4.75%, BTL mortgage rates typically sit between 5.0-6.5%. The outlook suggests modest future increases, but no dramatic shifts for property investors.

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Understand the UK mortgage interest rate outlook for property investors (Dec 2025). Learn about current BTL rates, factors affecting future shifts & how to adapt.

This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.

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