What impact are the new PRA (Prudential Regulation Authority) stress test affordability rules having on limited company buy-to-let mortgage applications for portfolio landlords, and how are investors navigating these?
Quick Answer
New PRA stress test rules make limited company buy-to-let mortgages harder for portfolio landlords, requiring higher rental coverage for affordability. Investors are adapting through yield optimisation and specialist financing.
About This Topic
Understand how PRA stress test rules impact limited company buy-to-let applications. Learn how portfolio landlords are navigating stricter affordability checks and optimising yields.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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