I'm looking to remortgage a residential property to pull out £50k for a buy-to-let deposit. How does income multiple affordability work for owner-occupier remortgages when releasing equity, and are there flexible lenders for self-employed individuals?
Quick Answer
Remortgaging an owner-occupier property for equity release involves lenders assessing affordability via income multiples and expenditure, often more strictly than for a BTL. Self-employed individuals need robust financial records to secure flexible lending.
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Learn how income multiples affect remortgaging for equity release, especially for self-employed individuals, and find flexible lenders in the UK property market.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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