What are the hidden risks or benefits for buy-to-let investors choosing 2-year fixed mortgages in today's UK property market?
Quick Answer
Opting for a 2-year fixed buy-to-let mortgage offers lower initial rates and flexibility but carries significant refinance risk with ongoing high Bank of England base rates and BTL stress tests.
About This Topic
Discover the hidden risks and benefits of 2-year fixed buy-to-let mortgages for UK investors in December 2025, considering current rates and regulations.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
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