Should I consider a 2-year fixed mortgage for my next UK buy-to-let purchase given its current popularity among homeowners?
Quick Answer
While 2-year fixed mortgages are popular with homeowners, for buy-to-let (BTL) investors, a 5-year fixed product often offers better long-term stability and easier stress testing, despite slightly higher rates.
About This Topic
For UK buy-to-let investors, a 5-year fixed mortgage often beats a 2-year fixed due to stress testing advantages, rate certainty, and reduced refinancing hassle.
This question is part of our Financing & Mortgages category, providing expert guidance on UK property investment.
Expert Guidance from Steven Potter
Steven Potter is a UK property investment coach with a £1.5M portfolio and over 5 years of hands-on experience. He has helped over 1,000 students achieve their property investment goals through practical, ethical strategies.
Ready to Take Action?
Get personalised property investment coaching with Steven Potter's Property Freedom Framework.
Learn about the Property Freedom Framework